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Dwelling Fire and Specialty Homeowners Coverage
Our Dwelling Fire and Specialty Homeowners programs insure rental and landlord, vacant, seasonal and owner-occupied properties. Our programs are designed to target non-standard to preferred properties including older and lower-value homes, homes with minor cosmetic problems, homes with market value below replacement cost and homes under renovation. If you're having a tough time finding a company to insure these types of properties for your customers, you'll be pleasantly surprised with Foremost.
| Feature | Foremost |
|---|---|
| Broad Underwriting | We accept a wide range of properties and risks from non-standard to preferred including older and lower-value homes, rental properties, vacant properties, homes under renovation, seasonal and secondary homes, and customers with credit and loss issues. |
| Customized Coverage | Customers can build a policy package with the coverage they want – from the dwelling only to a full range of optional coverages. We offer a broad range of optional endorsements that may be added to any policy. |
| Discounts | Clients with multiple Foremost policies, superior insurance scores, burglar alarms, and those who belong to a Landlord Association, use a Property Management Company, or conduct tenant screenings may be eligible for a discount. |
| Superior Vacant Policy | Unlike most carriers, Foremost allows a customers' home to be vacant for up to 36 months including homes of any age. And though written as a full-year policy, customers can cancel at any time, subject to a minimum earned premium. | Bundled Landlord Package | Our Landlord Package bundles Liability, Personal Property and Loss of Rents coverage specifically for landlords. |
| Expert Claim Service | All Foremost policies are backed by their excellent reputation and award-recognized HelpPoint® claims service. Adjusters are trained in settling claims fairly and timely. |
| Easy Quoting and Booking | We can quote and book a policy right over the phone in just minutes. Simply call us toll-free at 1-800-527-3905 and select the prompt for Foremost Express. |
Note: You do not have binding authority. The information in this section about coverages is not a policy document. Please contact Foremost Express at 1-800-527-3905 for detailed information on coverages, limits, deductibles and restrictions.
Promotional Materials
Here's a brief summary of some of the Dwelling Fire and Specialty Homeowners materials you can order from Foremost Express Insurance Agency. To order supplies, just give us a call at 1-877-270-3452, and have your Foremost Express number ready.
| Title and Description | Form # |
|---|---|
| Dwelling Fire Customizable Product Sales Sheet | 967699C |
| Dwelling Vacant Customizable Product Sales Sheet | 968011C |
| Specialty Homeowners Customizable Product Sales Sheet | 970096C |
| Property Buyers Guide | 970360C |
Quote or Book Business
To quote or book a policy, simply call 1-800-527-3905 and select the Foremost Express prompt. We're available to help Monday - Friday between 9 a.m. and 8 p.m. Eastern time.
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