Here's a brief summary of some highlights of the Foremost mobile home policy available through Foremost Express.
| Feature | Foremost |
| Extensive mobile home and property coverage |
The policy provides comprehensive coverage for the home, personal property and other structures.* This gives your customer greater peace of mind than many other policies, particularly "named peril" plans that can leave serious gaps in coverage. * Covers direct, sudden and accidental losses as detailed in the actual policy documents. |
| No age or value limits | Some companies won't accept older or lower-value mobile homes - or they cancel a policy once the mobile home reaches a certain age. Foremost will insure mobile homes of any age, size, value and make. It's stable protection your customers can count on. |
| Replacement Cost Coverage option | This valuable coverage option can replace your customer's damaged mobile home and personal property "new for old." [Note: Replaced with new property of like kind and value up to the amount of insurance or some multiple thereof; some restrictions apply in NC and VA.] |
| Coverage for emergency repairs | When the customer makes emergency repairs to protect the insured property from further loss, Foremost will pay for all actual, reasonable and necessary costs. |
| Additional Living Expenses | If your customer's mobile home is damaged or destroyed by an insured peril, Foremost will pay additional living expenses. See the policy for details. |
| Debris Removal Coverage | Removing debris from the premises after a covered loss can be expensive. |
| Coverage for personal golf carts | A standard coverage with some policies, optional with others, many customers will enjoy this valuable extra. |
| Personal Liability Coverage | This coverage protects your customers against financial loss from accidental injury to others or damage to their property. Your customers will appreciate the added security of this feature. |
| Medical payments to others | If your customer (or your customer's animal) accidentally injures someone, the coverage for will pay up to the policy limit for necessary medical expenses. |
| Damage to property of others | If your customer causes damage to another person's property while it is in the customer's possession, the coverage is for the replacement cost up to the policy limit. |
Note: You do not have binding authority. The information in this section about coverages is not a policy document. Please contact Foremost Express (1-800-527-3905) for detailed information on coverages, limits, deductibles and restrictions.
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